How Savings Unlocked Works

We help you find and activate cash back and other valuable offers from the credit cards you already have.

  • No bank logins
  • No account linking
  • Always free
Find My Offers
  1. Search any merchant

    Look up any store, restaurant, or brand you plan to shop.

    Where do you want to shop today?
    Walmart

    Credit cards give you merchant offers. We help you find them fast.

  2. See offers from your cards

    We show offers from the cards in your wallet and how much you can save.

    Three Walmart offer tiles side by side — an Amex offer for $49 back on $98, a Chase offer for $20 back on $60 and a PayPal offer for 25% back — each showing how soon it expires and a View Details button.
  3. Activate the offer

    Click to activate the offer through your card issuer. Activation is required before you make your purchase.

    A Walmart offer row: spend $98 or more, earn $49 back, expiring in 3 days, with an Amex logo and Visit bank to activate and Save offer buttons.
    The card issuer’s own log-in screen, where the offer is actually activated.
  4. Use your card and save

    Use your eligible card in-store or online. After your purchase, you'll earn cash back (or other rewards) automatically.

    An American Express card next to a Walmart shopping bag with a blue check mark, showing a purchase made on the eligible card.
  5. Get your cash back

    After your purchase qualifies, the cash back is credited to your eligible credit card account.

    You can see it when you log in to your card issuer's portal, or you may receive an email from the card issuer or merchant letting you know your reward has been credited.

    A laptop showing “Good news! You used this Amex Offer” with the Walmart offer details, beside a phone showing an email confirming $49.00 cash back has been credited.

Activating an offer at your bank

Step-by-step screenshots for each issuer we support.

  • American Express logo
  • Bank of America logo
  • Chase logo
  • Citi logo
  • PayPal logo
  • US Bank logo
  • Wells Fargo logo

That's it. Ready to unlock your savings?

Add your cards once and we'll show you the offers that are actually yours — no bank logins, no account linking, always free.